Exceptional Financial Services
ALL ADVISORS REGULATED BY THE FINANCIAL CONDUCT AUTHORITY
First Time Buyers
From the initial meeting until the day you move into your new home, our team will be there for you to ensure your journey to a new home is an easy transition. Purchasing your first home is a significant milestone in your life – It is also your largest financial commitment. Mortgages are generally the largest transaction people make in their lifetimes, so it is important to have access to reliable guidance from competent and experienced mortgage advisers.
Our friendly experts use their vast knowledge of the market and industry to facilitate you throughout the process. For us, finding a first-time buyer mortgage that is best suited for you is our priority. By providing you with all the guidance and assistance you need, we help you make an informed decision after considering all suitable options.
If you are planning to get on the property ladder and buy your own home, contact us today to speak to one of our advisers who will help you get a first-time buyer mortgage!
Buy To Let
Our advisers will help find the most suitable lender at the most reasonable interest rates for your buy-to-let mortgage. Due to their risk, buy-to-let mortgages are only provided through regulated brokers who have a wide range of requirements. Our regulated advisors provide a comprehensive service from the initial consultation till the final step to ensure a better, safe and secure experience for you.
If you are planning to invest in a buy-to-let property, need a mortgage and want a trustworthy company to safeguard your financial interests, Highpoint Financial Services is here for you! Contact us today to speak to one of our advisers.
Many people never re-mortgage when their rate expires and many people re-mortgage with the same lender, which could result in you paying more than you should. Our advisors use our extensive knowledge and experience of the market to help you find the most favourable interest rates and terms. Based on your financial situation and your existing mortgage, we offer professional and reliable advice regarding re-mortgage or further loans. We believe in developing strong, long-lasting relationships based on trust and reliability with all our clients.
If your mortgage rate is due to expire or has already expired, contact us today to speak to one of our advisers to book a complimentary mortgage review meeting.
Moving home can often be a stressful time. Most people are unaware they are able to transfer their mortgage to a new property which could result in an unnecessary cost. However, most mortgages are generally portable, which means you can transfer them from one property to another. With us, the process of moving home can be smooth and hassle-free.
Whether you wish to downsize or upsize, you would require a reliable and dedicated financial expert to guide you. With Highpoint Financial Services, you will get the highest standards of customer care and guidance. Our team use their experience and unmatched expertise to find you the most suitable way to move home.
If you are looking to move home contact us today to speak to one of our advisers and to join our ever-growing family of satisfied clients!
Are you looking to invest in commercial property to expand or establish your business? Our advisors with our extensive knowledge in providing bespoke advice, are here to help. With comparatively higher interest rates and shorter terms, commercial mortgages can be difficult to negotiate without guidance. With FLP Financial Services, you get experienced experts who find and negotiate the most suitable commercial mortgages for your company.
If you wish to acquire a commercial property, we have got you covered. Our team will provide you with guidance and assistance from the initial consultation until the day you successfully sign the mortgage.
If you are looking for a trustworthy, reliable adviser with vast experience, contact us today to speak to one of our advisers!
Whole of Life (WOL)
Whole of Life insurance is a long-term policy that is designed to guarantee a pay-out upon death, provided that premiums are being paid as opposed to a pay-out within a specified time frame.
Different insurance providers offer different types of insurances with varying premiums. This can depend on your health, age and other factors. Quite often people get left with an insurance policy which has high premiums and is unsuitable for them. Our advisors can make an informed decision as our experts evaluate your case and present you with suitable options. Driven by our vision to provide a bespoke and exceptional service to clients all over the UK, we strive to provide our clients with options that protect their financial future in a hassle-free manner. Contact FLP Financial Services today for a complimentary consultation. One of our advisers will be happy to talk you through your insurance options.
Life assurance is a core part of protecting yourself and your family. It provides a guaranteed payment if a covered event occurs within the policy term. People often take out life insurance because they want their dependents to be able to cover the cost of housing or to pay off the mortgage, for example, if the worst happens. This type of cover can also be called level-term or decreasing-term assurance or insurance.
Contact FLP advisors for a free complimentary consultation today. One of our advisers will be happy to talk you through your Life Assurance options.
Critical Illness Cover
Being diagnosed with serious ailment or disease is a common fear, and rightly so, as anyone could be afflicted with a critical illness during their lifetime. Critical illness cover is essentially an insurance product which provides you with a lump sum amount of cash if you are diagnosed with a medical condition covered by that particular insurance policy. Critical illnesses are becoming increasingly more common as people as people are living longer, the most common illnesses claimed for are Heart Attack, Stroke and Cancer. Insurers have a comprehensive list of illnesses covered.
If you wish to protect yourself in such an event or find out more, speak to one of our advisers today. We endeavour to find the most suitable insurance policy for you.